Nursing Homes

A nursing home is a facility that provides rehabilitation care and/or long-term, comprehensive, medical, personal and social services to chronically ill and disabled individuals. The care may be skilled nursing care on a 24-hour basis by registered nurses or intermediate care on a less than 24-hour basis by licensed practical nurses or registered nurses. 

Facilities may offer private rooms, semi-private rooms or wards housing three or more persons. Normally, common areas, activity rooms and a dining room are part of the design. Many homes have secure outdoor space and room for social activities. Some nursing homes have separate units designed to meet the needs of persons with dementia.

Medicare Part A (Hospital Insurance) covers certain skilled nursing care services needed daily in a skilled nursing facility (SNF) for up to 100 days. If a person is covered under original medicare, then he would be responsible for the following copays:

  • $0 for the first 20 days each benefit period
  • $144.50 per day for days 21-100 each benefit period
  • All costs for each day after day 100 in a benefit period

Persons who need nursing home care, but do not have the resources to pay for it, may be eligible for Medicaid, which can pay for extended stays in facilities enrolled as Medicaid providers. Medicaid has strict income and asset maximums and is meant to serve very low income persons.  Under some circumstances, the Veterans Administration pays for nursing home care for veterans.

Nursing Home Tip Sheet: (PDF)


Nursing Home Checklist: (PDF)


 Nursing Home

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