Supplemental Insurance

A Medigap Policy also known as supplemental insurance is health insurance that is sold by private insurance companies to fill in the “gaps” in Original Medicare.  These policies will pay the extra out of pocket costs that are not covered by Original Medicare; therefore, you may save in out-of-pocket costs. 

When enrolled in Original Medicare and a Medigap, both will pay their share of covered health care costs.  Keep in mind that you will continue to pay the Medicare Part B premium in addition to the Medigap premium.  Insurance companies are to follow federal/state laws when selling Medigap policies.  Insurance companies can only sell “standardized” Medigap policies which consist of A through L.  Medigap policies do not offer credible drug coverage. 

For more information, see “Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare."

Medigap Provider List (GA Medicare Supplemental Insurance Providers) (PDF)